COMPARATIVE ANALYSIS OF THE FINANCIAL PERFORMANCE OF STATEOWNED BANKS AND NATIONAL PRIVATE BANKS LISTED ON THE INDONESIAN STOCK EXCHANGE FOR THE PERIOD 2018-2022

Abstract

This study aims to determine the differences in financial performance between Government Banks and Private Banks listed on the Indonesia Stock Exchange from 2018 to 2022 using the ratios of CAR, NPL, ROA, LDR, and BOPO. The population for this research includes all banking companies listed on the Indonesia Stock Exchange from 2018 to 2022. The data used in this study are quantitative. Data analysis methods involve descriptive statistical techniques, normality tests, hypothesis testing using independent sample t-tests, and Mann-Whitney tests. The results indicate significant differences in the LDR and CAR ratios. Meanwhile, the NPL, ROA, and BOPO ratios show no significant differences.