THE INFLUENCE OF FINANCIAL KNOWLEDGE, FINANCIAL ATTITUDES AND SOCIO-DEMOGRAPHICS ON FINANCIAL BEHAVIOR IN INVESTMENT DECISION-MAKING IN STATE CIVIL SERVANTS IN THE TEGAL REGENCY REGIONAL SECRETARIAT

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NURCHIKMAH NAHAROTUN

Abstract

The jInfluence jof jFinancial jKnowledge, jFinancial jAttitudes jand jSocial jDemographics jon jFinancial jBehavior jin jMaking jInvestment jDecisions jin jState jCivil jServants jin jthe jRegional jSecretariat jofj Tegal jRegency. Research jobjectives jinclude: j1). jto jfind jout jand janalyze jthe jeffect jof jfinancial jknowledge jon jfinancial jbehavior jin jmaking jinvestment jdecisions jinj the jstate jcivil japparatus jwithin jthe jregional jsecretariat jof jTegal jRegency, j2). jto jfind jout jand janalyze jthe jeffect jof jfinancial jattitudes jon jfinancial jbehavior jin jmaking jinvestment jdecisions jin jthe jstate jcivil japparatus jwithin jthe jregional jsecretariat jof jTegal jRegency, j3). jto jfind jout jand janalyze jthe jinfluence jofjsocio-demographics jon jfinancial jbehavior jin jmaking  investment jdecisions jin jthe jstate jcivil japparatus jwithin jthe jregional jsecretariat jof jTegal jRegency, j4). jto jfind jout jand janalyze jthe jinfluence jof jfinancial jknowledge, jfinancial jattitudes jand jsocio-demographics jtogether jon jfinancial jbehavior jin jmaking jinvestment jdecisions jin jthe jstate jcivil japparatus jwithin jthe jregional jsecretariat jof jTegal jRegency. The jresearch jmethod jused jin jthis jstudy jis jan jassociative jresearch jmethod. jWhile jthe janalytical jtool jused jis jmultiple jlinear jregression janalysis The jresults jof jthis jstudy jare: j1). jthere jis ja jpositive jinfluence jof jfinancial jknowledge jon jfinancial jbehavior jin jmaking jinvestment jdecisions, j2). jthere jis ja jpositive jinfluence jof jfinancial jattitudes jon jfinancial jbehavior jin jmaking  investment jdecisions, j3). jthere jis ja jpositive jinfluence jof jsocial jdemography jon jfinancial jbehavior jin jmaking jinvestment jdecisions. j4). jthere jis jan jinfluence jof jfinancial jknowledge, jfinancial jattitudes jand jsocio-demographics jtogether jon jfinancial jbehavior jin jmaking jinvestment jdecisions.

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