ANALYZE THE IMPACT OF USING PAYLATER ON SELF-CONTROL IN ADOLESCENTS IN JATILABA VILLAGE MARGASARI DISTRICT, TEGAL REGENCY

Abstract

The problem that occurs in the Jatilaba Village environment is that there are teenagers who use paylater services to get goods. The aim of this research is to determine the factors that cause teenagers to use Paylater, to know the self-control of teenagers who use Paylater, and to find out the impact of using Paylater on self-control. Data collection techniques in this research are observation, interviews, documentation and source triangulation. The data sources in this research are two respondents with the initials LN and DR and two informants with the initials JW and SR. The results of the research stated that the factor of using paylater among teenagers with the initials LN as respondent one was due to hedonism, convenience, income, social influence and habits, while for respondents with the initials DR as respondent two it was due to the income factor. The self-kontrol of adolescent Paylater users in this study was respondent one with balanced self-kontrol while respondent two had poor self-control. 1. The positive impact of using paylater on balanced self-kontrol in this research is providing financial well-being, being wise in using paylater, avoiding stress, being able to pay bills on time and getting an increase in paylater limits, whereas the lack of balanced self-kontrol in this research is It's easy to get the items you want and increases your self-confidence. The negative impact of using paylater on unbalanced self-kontrol is excessive purchasing, increasing debt, disrupting personal finances and causing stress.This research suggests that teenagers or people who use Paylater are advised to be wiser in making transactions with this feature. It is hoped that future researchers can develop it further with more varied variables so that they can get better research results in the future.